Murray Law can help you negotiate with your mortgage servicer to modify an existing mortgage on your home. A loan modification puts an end to any foreclosure process that you may currently be facing. Additionally, a modification brings you current on your mortgage, turns into a payment you can afford, lowers your interest rate, and in some cases it can even reduce your overall principal.

Banks use complex proprietary formulas to determine if a loan modification saves them money. Hiring a law firm with a successful reputation of defending homeowners significantly changes this equation. A homeowner without legal representation does not represent an expensive variable in the equation.


If your bank loses more money by lowering your interest rate than selling your home and evicting you, that is exactly what they will do. The key to obtaining an affordable loan modification is to make the alternative more expensive for your lender. By hiring us; a law firm with a track-record of costing banks money, your odds of success largely increase.


The success of your loan modification depends heavily on the preparation and completion of your application. A detailed and faultless package must contain a precise accounting of your financial profile. We specialize in assembling the fiscal statements required, and work very closely with our clients to ensure that the process is easy and painless. 

Your submitted application package needs constant attention and follow-up. We have great relationships with most well-known mortgage servicers, and are experienced in developing new relationships with smaller, lesser known servicers. It is our job to ensure that a constant line of communication is open between our firm and your mortgage servicer. Your documents will expire quickly therefore these follow ups are an essential part of the process. We can navigate the obstacles and get you to the finish line.

Your permanent loan modification is complete after it has been signed by your bank. Timely and traceable trial period payments must be made beforehand. We will ensure these important last steps are completed for you. Contact our firm for a free case evaluation and begin the loan modification process today!


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39 Union Avenue

2nd Floor

Sudbury, MA 01776

Tel: (978) 579-9800

Fax: (978) 579-9800

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