

Can You Be on the Mortgage but Not on the Note? What Homeowners Should Know
Many homeowners assume that if their name is on the mortgage, they are automatically responsible for the loan. In reality, it is possible to be on the mortgage but not on the promissory note. Understanding the difference can help clarify your legal responsibilities and protect your ownership interest in the property.
Gigi Guilarte
Mar 63 min read


Bankruptcy: What It Is, What It Is Not, and How It Can Help You Reset
Overwhelmed by credit card debt or facing collection calls? Bankruptcy may offer a legal path to eliminate or restructure debt, stop foreclosure, and regain financial control. Learn how Chapter 7 and Chapter 13 bankruptcy can provide real relief and a fresh start.
Gigi Guilarte
Feb 263 min read


First-Time Homebuyer Mistakes We See Again and Again
Buying your first home comes with a steep learning curve. This guide breaks down the most common first-time homebuyer mistakes and explains how the right protections, including title insurance, can help you buy with confidence.
Gigi Guilarte
Feb 33 min read


Interest Rates Are Coming Down. What That Means for Real Estate Buyers and Homeowners
Interest rates are coming down, and with them come new opportunities in real estate. The key is knowing how to navigate financing, legal protections, and timing with the right professionals in place.
Gigi Guilarte
Jan 282 min read


Overspent Over the Holidays? There Are Options for Credit Card Debt
If holiday credit card balances feel heavier than expected, understanding your options is the first step toward regaining control.
Gigi Guilarte
Jan 202 min read


I Had a Will Done at 30. And No, That’s Not Too Young.
Turning 30 didn’t make me feel old. It made me feel responsible. Having a will done by an attorney wasn’t about expecting the worst. It was about clarity, control, and making sure the people I care about are never left guessing.
Gigi Guilarte
Dec 17, 20252 min read









