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Don’t Sign That Deed Until You Read This

Your Guide to Understanding Deeds Before Transferring Property


Whether you’re buying your first home, gifting property to a loved one, or handling an estate transfer, there’s one thing you absolutely must understand before moving forward: the deed.


A deed is more than just a formality. It’s the legal document that determines how property is transferred, and it can expose you to major risk if misunderstood or mishandled.


Here’s what you need to know before you sign anything.


What Is a Deed?


A deed is a legal document that transfers ownership of real estate from one person to another. It includes:


  • Names of the buyer (grantee) and seller (grantor)

  • Legal description of the property

  • Type of ownership being transferred

  • Signatures and notarization

  • County recording information


To be valid, a deed usually must be signed and notarized, and then properly recorded in the local Registry of Deeds.




Hand signing a real estate deed with a fountain pen on a legal document
Signing a legal deed document is a critical step in transferring property ownership. Make sure every detail is accurate before putting pen to paper.

Title vs. Deed: Why the Confusion?


It’s common to hear “title” and “deed” used interchangeably, but they’re not the same thing.


  • Deed = The physical document that transfers property

  • Title = The legal right to own, use, or sell the property — not a document, but a legal status.



You can’t legally transfer ownership without a deed. And if your deed is written or recorded incorrectly, your title can be challenged later.




Know the difference between a deed and a title
Know the difference between a deed and a title

Not All Deeds Are the Same


There are different types of deeds, and some offer far more protection than others. Signing the wrong one without understanding its meaning can be costly.


1. General Warranty Deed

Best for buyers. The seller guarantees full and clean ownership and will defend against any future title claims, even if they date back decades.


2. Special Warranty Deed

Partial protection. The seller only guarantees that no issues occurred during their ownership of the property.


3. Quitclaim Deed

No protection. The seller relinquishes any interest they may have in the property, but makes no promises regarding ownership or liens. Often used between family members or in low-risk transfers.



BEFORE YOU SIGN THAT DEED....





AND ASK YOURSELF THESE QUESTIONS :



  • Do I understand what type of deed this is?

  • Has the property title been reviewed for liens or disputes?

  • Am I being offered complete legal protection by this deed?

  • Has a real estate attorney reviewed it?


The wrong deed can result in:

  • Legal disputes over ownership

  • Unknown debts attached to the property

  • Expensive title corrections later


Why You Need a Real Estate Attorney

(and the Right Team Behind You)


Transferring property isn’t just paperwork — it’s a legal process that, if done wrong, can cause long-term problems. At our firm, you’re not just hiring an attorney — you’re getting the support of a dedicated title team with decades of experience.


✅ You’re using the correct type of deed for your specific situation

✅ All legal descriptions, signatures, and parties are verified for accuracy

✅ The deed is recorded correctly to protect your title rights

✅ Your interests are protected today and long after the transfer is complete

✅ Our in-house title department and paralegals bring over 30 years of experience uncovering title issues, resolving deed errors, and ensuring your transaction is airtight


Whether you're dealing with a simple quitclaim or a complex estate transfer, we catch what others miss — before it becomes a costly mistake.


Schedule your consultation today.

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© 2024 MURRAY LAW FIRM P.C.

The information on this website is for general information purposes only.

Nothing on this site should be taken as legal advice for any individual case or situation.

This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

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